Mortgage Calculator

• Mortgage calculator supporting commercial, provident-fund, and combined loans
• Choose equal-principal-and-interest or equal-principal repayment, with detailed monthly payment, total interest, total cost, and a month-by-month schedule

1. Open the tool page — no installation needed
2. Pick the loan type, enter the amount (in 10k CNY), loan term, and interest rate (LPR / provident-fund / custom), then select a repayment method
3. Click "Calculate" to see the monthly payment, total interest, and repayment schedule; use "Reset" to start over

• This tool is completely free and requires no sign-up
• Everything runs locally in your browser — your data never leaves your device

Free online mortgage calculator supporting commercial loans, provident fund loans, and combined loans. Calculate monthly payments, total interest, and repayment schedules with equal principal & interest or equal principal repayment methods.

Open the tool page — no installation needed Pick the loan type, enter the amount (in 10k CNY), loan term, and interest rate (LPR / provident-fund / custom), then select a repayment method Click "Calculate" to see the monthly payment, total interest, and repayment schedule; use "Reset" to start over

This tool is completely free and requires no sign-up Everything runs locally in your browser — your data never leaves your device

Yes, Mortgage Calculator is completely free. No download or installation required — it runs right in your browser.